Most people are aware that they can begin collecting their Social Security retirement payout at age 62, and, in doing so, they are informed that they will be collecting a reduced benefit. The hard truth is that the longer you wait to collect benefits, you will most likely collect a higher monthly benefit.
For some a car is simply a means of getting from point A to point B. For others it’s a status symbol. Cars are a hobby, a passion, for some and necessity for others, but whatever the level affinity toward automobiles there comes a time where just about everyone needs to start shopping for a new (or used) one. But, don’t run down to the local dealership just yet.
Happy New Year! As the mark of a new year allows us to focus on new beginnings, it is a great time to reevaluate financial goals and measure the progress that has been made. Whether you fell below or surpassed your expectations, allow yourself to have a fresh perspective and focus your forthcoming efforts on what matters most, the issues that directly