Most people think estate planning is only for wealthy people. Certainly, the 55% of Americans who died without a will thought so, even though all of their estates ended up in probate court subject to the laws of the state. Sadly, the surviving families were thrust into a situation that resulted in unnecessary distress, expense and, for many of them
No one could have foreseen the convergence of two of the most consequential economic events in our history – the mass migration of the Baby Boom generation into their final life stage and the tectonic shift of a declining global economy. Unhinged stock market volatility, rising health care costs and historically low interest rates on savings have caused millions of pre-retirees to r
Identity thieves are upping their game. In their relentless pursuit of your personal identifying information (PII) they are constantly evolving in their technology and their techniques to stay one step ahead of you. In past blog posts we have hammered on the steps you need to take to fortify your defenses against identity theft.
Many graduates aren't funding their education with just one student loan. Rather, they have multiple student loans from more than one source. If the burden of student loan debt itself wasn't enough, the cost and complexity of managing them can become overwhelming, especially when faced with the reality of finding steady employment upon graduation.
Credit card fraud is on the rise. Millions are hit with it each year, so most credit card users are more vigilant than ever, which is a good thing, except for when they fall for a fraud investigation. Think about it, you’re now conditioned to carefully watch over your credit cards and react promptly if any signs of fraud pop up.
One of the best illustrated instances of indecision occurs in the story of Alice in Wonderland in which Alice comes to a fork in the road and must choose a path to continue her journey. She seeks the advice of grinning Cheshire cat which appears out of nowhere. The cat asked Alice, “Where are you headed?”.
Great Britain voted overnight to move forward with leaving the European Union (EU). This union was setup in 1993 and grew over a number of years as more countries joined. It was setup to unify Europe both economically and politically. Over time, frustrations have grown with concerns on bureaucracy, loss of nation sovereignty and with slow economic growth.
It’s something most Americans don’t think about until it hits the headlines, such as last year when major retailer, Target, revealed that its data base of shopper credit and debit card numbers had been breached. Yet, nearly 15 percent of the population - more than 34 million adults - has reported some form of identity theft, according to the Identity Theft Resource Center.